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Investment Approach & Process

Our Approach

Over the past several decades, much has changed in how portfolio managers invest. With the benefit of academic research, investment strategies have evolved away from the practice of subjectively selecting securities with the belief that they will outperform others, to more evidence-based approaches that incorporate long-term drivers of returns.

“Life’s roughest storms prove the strength of our anchors.”
– Unknown

Our Investment Philosophy

Templer Wealth Management’s investment philosophy incorporates a number of factors, including:

Markets are efficient. Do not try to outsmart the market, and resist the temptation to chase past performance.

When building a portfolio, consider the characteristics that drive returns over time.

Avoid making investment decisions based on current headlines. Stay disciplined, as reacting to the news of the day or current market conditions may lead to unintended consequences.

Diversify across both domestic and global markets. Experts cannot predict with certainty which segment will outperform another. Hold a globally-diversified portfolio to give yourself the best chance of benefiting from worldwide market opportunities.

Investment management occurs through the use of low-cost mutual funds, including Dimensional Fund Advisors, a fund company not available to retail investors.

“To be successful at sea we must keep things simple.”
– Captain R. D. (Pete) Culler, renowned wooden boat craftsman

Our Financial Planning Process

We engage our clients with a simple six-step process, ensuring consistent assessment and adjustments based on circumstances and life events.

Let’s work together

No matter where you are in your financial planning journey, we strive to work closely with you to achieve your goals.

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